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Tesco Internet Saver 6.5% savings account as seen on It Pays to Watch

Finance, It Pays To Watch No Comments »

Martin Lewis and Ruth Liptrot from Five’s It Pays to Watch said that the Tesco Internet Saver savings account was now paying 6.5%, a great rate only a fraction under the savings accounts best buys. 1.5% of this interest is a bonus which only lasts for a year. However, there is a hidden ‘boom’:

Open a Tesco Internet Saver account now and have more than £1000 in the account by the 30th November, and next February Tesco will reward you with 500 Tesco clubcard points. If you have over £5000 in the savings account you will receive 1500 points which equates to £15 in store, but if you want to redeem them on weekend breaks, magazine subscriptions or other offers in Tesco’s Deals brochure, their value is quadrupled.

Click here to open a Tesco Internet Saver 6.5% savings account as seen on It Pays to Watch

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Plusnet cheap broadband through USwitch as seen on It Pays To Watch

Computers & Software, Home & Garden, It Pays To Watch, Other No Comments »

In this week’s moneysaving news feature on Five’s It Pays to Watch, presenters Ruth and Martin Lewis highlighted a cheap broadband deal which is only available for a limited time, so you’ll have to be quick.

The current cheapest standalone broadband provider Plusnet, which charges £9.99 a month, has become a better deal, but only if you sign up in the next week and a half. Plusnet has a promotion through comparison site USwitch for a year’s contract, which means there is no joining fee. You also get a wireless router on top of this worth about £50 in addition to the plusnet broadband service.

The only snag with this plusnet/uswitch deal is that the monthly download limit is relatively small, it all depends on how much content you download each month to determine whether this plusnet deal is right for you.

For more information on the plusnet deal through Uswitch as seen on It Pays To Watch, click here

Hurry though, this offer ends soon!

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Cheap England Football Shirt as seen on It Pays to Watch

It Pays To Watch, Sports & Leisure No Comments »

Some good news in the midst of the credit crunch – England Football Shirts are available cheap as highlighted by Martin Lewis on It Pays to Watch last night. Sports Direct have cut the usual £40-£50 cost of it’s England football shirts.

They are now available to buy from the Sports Direct website from only £8.99 for an Umbro Mens England Home Shirt. You can also buy shirts with names and numbers on the back from the Sports Direct website – Gerrard, Lampard, Rooney etc for not much more.

Click here to visit the Sports Direct website to buy a cheap England football shirt as seen on It Pays to Watch

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Credit Card Best Buys as seen on It Pays to Watch

Finance, It Pays To Watch No Comments »

Credit Card balance transfer best buys was the subject matter for moneysavingexpert Martin Lewis and his Minute Money Challenge on yesterday’s It Pays To Watch. In the current financial climate it is becoming increasingly difficult to get approved for a credit card and people also have to be on the lookout for the best deals around. This lowdown on the best credit card balance transfers is courtesy of Martin Lewis.

If you can clear your debts quickly, the Abbey Zero credit card lets you balance transfer to it at 0% for 6 months. The crucial benefit of the Abbey Zero credit card is that there is no fee.

If you need longer to pay off your debts, or if you are a dedicated ‘card tart’, ie someone who disloyally continually shifts 0% debts around from card to card, then the Barclaycard One Pulse credit card may be right for you. The Barclaycard One Pulse credit card offers 0% interest for 14 months, however there is a 2.5% transfer fee for this credit card.

Alternatively, Virgin have a credit card called the Virgin Card (by MBNA) which offers 0% interest for 15 months, but there is a 2.98% transfer fee, slightly higher than the Barclays One Pulse card.

Other longer 0% interest deals (all with fees) can be found from Halifax, Capital One and Tesco credit cards.

It Pays to Watch money saving expert Martin Lewis said that most people should actually forget the 0% interest credit card deals and lock in cheap interest rates for the long term. A good card for this is the Barclaycard Platinum credit card, which offers a rate of 6.5% interest for life, and the good news is that the Barclaycard Platinum card is free of fees. You need to earn over £10,000 a year to apply for a Barclaycard Platinum credit card.

Alternatively, and the final item featured on It Pays to Watch with Martin Lewis, the Citibank Platinum iTunes Mastercard offers a lower interest rate of just 4.9%, however this card comes with a 3% transfer fee.

If you are struggling with your debts, you may want to consider a number of solutions offered by 123 Debt Solutions. To take the first step on the road to becoming debt free, visit 123 Debt Solutions by clicking here

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Best Savings Accounts as highlighted by Martin Lewis on It Pays to Watch

Finance, It Pays To Watch No Comments »

In Martin’s Minute Challenge on this week’s It Pays to Watch, money saving expert Martin Lewis concentrated on savings accounts, more specifically how to get the best and highest interest savings account on the market. With the credit crunch in full swing the good news for savers is that banks are clambering over each other for your money to be invested with them, and the chance of getting a good savings rate is pretty high.

The top rate for new cash ISAs is 6.25% easy access from the Post Office and Barclays, yet they do include introductory bonuses which you unfortunately lose after a year, and according to Martin Lewis, Barclays has had poor feedback.

For those who have an existing HSBC current account, you should be able to get the same rate of 6.25% from their cash ISA with no introductory bonus to lose.

If you have an old cash ISA you should really check out Natwest’s latest ISA offering. Martin Lewis described the Natwest ISA as a ‘phenomenal deal’ on It Pays to Watch. Transfer your old cash ISAs to Natwest’s new cash ISA and you earn up to 7.32%. Click here for more details.

Martin Lewis suggested that if you save regularly, you can put up to £250 a month into Barclays Monthly Saver at 7.75%. Barclays Monthly Saver pays out 7.75% interest fixed for a year. Click here for more details and to apply for this high interest monthly savings account.

The best savings accounts after cash ISAs and high interest monthly savings accounts are normal savings accounts. Martin Lewis suggested that the top ‘clean, no tricks, easy access’ deal is currently 6.55% from Kaupthing Edge which pays out 0.3% above the Bank of England base rate and guarantees to beat the Bank of England base rate until 2012.

Paying slightly less than the Kaupthing Edge savings account at 6.55% which is obviously dependent on the BoE base rate are 6.5% savings accounts from Bradford and Bingley (the Bradford and Bingley Internet Saver account) and Birmingham Midshires (the Birmingham Midshires e-saver account). For those not on the internet, Anglo Irish bank has a savings account at 6.4%

Finally, people who are prepared to lock their cash away in a savings account for a year should consider ICICI. The ICICI savings account offers a rate of 7.2% fixed for 12 months. Click here for an ICICI savings account.

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Switch your Gas and Electricity to save money, as seen on It Pays To Watch

Finance, Home & Garden, It Pays To Watch No Comments »

In today’s tough financial climate with the credit crunch in full swing, you should be thinking about switching your gas and electricity supplier to find the cheapest deal. Martin Lewis from MoneySavingExpert.com and presenter of Five’s It Pays To Watch, recommended that switching your gas and electricity really was the easiest bit of money saving possible.

On last week’s It Pays to Watch Martin Lewis suggested that NOW ie today is the best time to switch your gas and electricity provider – you could save yourself hundreds of pounds a year. There are six big energy providers in the UK and all six of them have put their prices up in the last two months. Martin Lewis said this means that if you do a comparison now, you are on a level playing field so you know which gas and electricity supplier is truly cheapest.

A studio guest of It Pays To Watch asked what was the easiest way to compare gas and electricity prices. Martin suggested phoning each one up, or the easiest way would be to do an online gas and electricity comparison, where you simply enter your details and view the results instantly showing you how much you can save.

There are various gas and electric comparison websites, SaveOnYourBills.co.uk being up there with the best. They claim you can save up to £360 a year on your Gas and Electricity bills simply by using their free service.

To visit SaveOnYourBills.co.uk, click here

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